Vault.Bank: Exclusive Online Banking for Wisconsin
Choosing a bank is an important decision. You work hard for your money, and you want to ensure it’s in good hands. Accessibility and flexibility are also important. Life is busy and banking should be easy.
With an on-the-go lifestyle, you don’t have time to stand in line at the bank. You need an experience that’s effortless and secure.
That’s where a digital bank comes in, because when it comes to your finances, you want the best online banking options in Wisconsin. You want Vault.Bank.
What Makes Vault.Bank a Top Digital-Only option?
Founded by Bank of Brodhead, Vault.Bank has 125 years of experience and expertise behind it. Recognizing the need for a Wisconsin digital bank, Vault.Bank was created.
Built on the same values as Bank of Brodhead, Vault.Bank holds high standards in trust, security, and service. We are committed to providing you with innovative technology, unwavering customer service, honesty and integrity, as well as tenacious strength and stability.
At Vault.Bank, we’re all about helping you unlock a better banking experience. In fact, we provide every customer with a dedicated customer service representative to ensure just that! Here, you’re a name not a number.
Keeping in theme with our name, we also understand the importance of keeping your money and information secure and fortified – just like a bank vault. We ensure this through cutting-edge security, as well as state-of-the-art technology to detect and halt suspicious activity in real time. We utilize industry-standard protocols like encryption and multi-factor authentication to ensure the safety and confidentiality of your data.
That’s also why we utilize the “.bank” domain for our online banking presence. While many websites use the “.com” domain, the “.bank” domain is an exclusive designation for verified financial institutions. To be eligible for this domain, we must adhere to rigorous security standards, as well as provide verification of our institution’s credentials and compliance with industry regulations.
As a result, by operating under the “.bank” domain, you as the consumer can be confident that our services are safe, secure, and legitimate. Learn more about how Vault.Bank is a secure digital bank for Wisconsin residents.
However, it’s our products and services that make us stand out from other digital online banks.
Online Mobile Banking
As a digital bank, our customers enjoy convenient and easy access to their accounts 24/7 thanks to our online banking presence and our secure mobile banking app. Our easy-to-use app provides you with the tools and technology you need to make banking effortless, including instant account notifications so you’re always in the know when it comes to your finances. Whether you like to bank online or prefer a seamless mobile experience, Vault.Bank has you covered!
Need help? Check out our Online and Mobile Banking FAQ page.
Hassle-Free Account Opening
Interested in opening an account? Taking the first step is always the hardest. That’s why we make opening an account fast and easy.
With just a few clicks, you can open an account in minutes. Get started!
Demand Accounts
Our online Demand Accounts are versatile deposit accounts designed to streamline your banking experience. With no monthly fee when you meet one easy qualification, convenient overdraft protection, and a free debit card, this account can meet your everyday banking needs. Plus, our debit cards come with customizable limits and protections, as well as tap-to-pay technology so you can make contactless payments with your card,
If you’re looking to open a Demand Account online in Wisconsin, Vault.Bank is the smart choice. Get started!
High-Interest Savings Accounts
Saving has never been easier thanks to our high-yield savings account. With a competitive rate that’s 9x higher than the national average, boosting your savings is a walk in the park.*** But the perks don’t stop there! Paired with personalized savings tools, an interest calculator, and no monthly maintenance fees, you’ll enjoy a high-interest savings account that’s a step above the rest.
Want to find out how to start earning 4.50% APY* with an online savings account? Learn more and open an account today!
Sweep Accounts
An Insured Cash Sweep (ICS) is a specialized account that maximizes FDIC insurance coverage for large deposits while earning you interest on cash balances. Instead of opening and managing multiple bank accounts at multiple institutions in order to ensure proper insurance coverage of your funds, we do it all for you. At Vault.Bank, we call this our Vault.Bank Lockbox Account because you can have confidence that your money is safe and fully insured.
Open a Vault.Bank Lockbox Account and receive high yields* on up to $4 million with FDIC protection.** Get started!
Want to learn more? Check out our FAQ page on Insured Cash Sweep (ICS) Accounts.
Joint Accounts
With our online Joint Accounts, you can open an account with a spouse or partner and easily share your finances. All individuals on the account have the ability to deposit funds, withdraw money, and manage the account. Learn more!
Luxury Credit Cards
Looking for a card that “steels” the show? The Vault Credit Card is one of the best luxury metal credit cards with cash back. Designed to meet all your financial needs, you’ll also enjoy easy integration with digital wallets like Apple Pay® and Google Wallet™. Discover the benefits!
Instant Money Transfers
Seamless money movement with online banks makes transferring your funds safe, simple, and quick. With iron-clad security, ACH transfers up to 3-5 days sooner, and additional features like round up and person-to-person transfers coming soon, our instant money transfers are a step above the rest. So, whether you’re sending money to friends, paying bills, or managing your finances, our money movement services simplify every transaction. See for yourself!
Tap-to-Pay Technology
Whether you’re shopping with a Vault Debit or Credit Card, you’ll enjoy tap-to-pay technology like Apple Pay and Google Wallet. There are many advantages of using Apple Pay® with Vault.Bank. Digital wallets allow for contactless payments and have an added layer of security compared to swiping or inserting your card into the payment terminal. When you use Apple Pay banking or Google Wallet, you can pay with your phone or smartwatch so you never have to worry about forgetting your wallet again!
From high-interest savings accounts available online to the best luxury metal credit cards with cash back, it’s clear that Vault.Bank is one of the best online banking options in Wisconsin.
A better digital banking experience is just a click away. Open an account today!
*APY = Annual Percentage Yield. Subject to change at any time.
**Bank of Brodhead is a member of the FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in FDIC regulation. Additional FDIC insurance coverage is provided through participation in our Insured Cash Sweep account. See full terms at www.vault.bank/personal/vault-sweep-account.
***The national rate referenced is from the FDIC’s published Monthly Rate Cap Information for savings deposit products.