Start Earning
4.50% APY * on
Your Savings Today
Open a Vault Savings Account and receive 4.50% APY*. That's 9x higher than the national average! Only $100 deposit needed to get started.3
*Minimum balance applies. The Annual Percentage Yield (APY) as advertised is accurate as of 09/26/2024. Interest rate and APY are subject to change at any time without notice before and after a Vault Savings Account is opened.
The national rate referenced is from the FDIC's published Monthly Rate Cap Information for Savings deposit products.
Savings Above the Rest
Open a Vault.Bank Savings Account and unlock key features and benefits.
Fee Waiver
Avoid monthly maintenance fees by maintaining a daily balance of $100.
FDIC Insurance
Rest easy knowing your funds are protected with up to $250,000 in FDIC insurance coverage.
Earned Interest
Interest compounded and paid monthly.
Unwavering
Customer Service
Have your own digital banking representative dedicated to you and your accounts.
Money Movement
Send and receive money without hassle.
Instant Account Notifications
Be informed immediately about account updates or any issues that may appear. Have peace of mind about transactions or money movement.
How Much Could I Earn?
Use our calculator tool below to see how much interest you could make with a Vault Savings Account.
Ready to start putting your money to work?
Open a Savings Account now and start earning 4.50% APY1 interest on your money today.
FAQs
Find answers to common questions about Vault.Bank Saving Accounts.
A Savings Account is an interest-bearing deposit account. It's designed to hold money you don't plan on spending immediately and allows you to earn interest over time.